Most insurance policies these days include a Compulsory Excess. Whether you have or haven’t also taken a Voluntary Excess the amount for which you are responsible in the event of a claim can be quite substantial. Having your vehicle damaged or stolen can be a stressful enough time without having to worry how you will pay your insurance excess.

Excess protection insurance covers the cost of your excess if you need to make a claim. For example, if you’re in an accident and need to pay a £400 excess then the excess protection insurance will mean you can get the £400 returned to you whether the incident was your fault or not. It is important to note that the value of your claim must exceed the amount of the excess for cover to apply.

Excess Protection Insurance policy is designed to cover your excess payment when you need to make a claim on your motor insurance policy for accidental damage, theft and vandalism.

Please call our friendly team on 0800 581 619 to find out more.