Contents Insurance provides financial protection for your possessions (generally classed as anything you would take with you when you move home), in the event of loss or damage by an insured event.  

Everyone’s needs and requirements are different, and so cover is availavle on a Contents Only basis oe as part of a Combined Buildings and Contents policy.

Standard perils normally covered by a Home Contents policy include :

• Theft
• Fire
• Storm
• Flood
• Subsidence
• Riots
• Vandalism

 to name but a few.

Most policies will also provide the option (subject to an additional premium payment), to extend the cover to include Accidental Damage and/or cover for items outside of the home (Personal Possessions cover)

Of course, an insurance policy will not provide cover for all eventualities and some of the standard exclusions are:

• General wear and tear
• Damage caused by pets
• Mechanical or electrical breakdown

Policies may vary by insurer and so it is good practice to check the policy to see what you are covered for before purchase.

“Off the shelf” policies may suit some, but often people have their own specific needs or requirements Our experienced staff are on hand to answer your questions and make sure you feel confident that the cover that you have requested will safeguard you should the worst happen.

Let us take the worry out of your decision and assist you in protecting your treasured and not so treasured possessions!

Feel free to call us on 0800 581 619.

Please call our friendly team on 0800 581 619 to find out more.